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Newspapers, realtors, online services such as Craigslist.org, and prepaid rental services are just some of the resources you may turn to when looking for a place to rent. Application Forms If you're interested in renting a home or apartment, the landlord or leasing agent will probably ask you to fill out a written application, either on paper or online.

Therefore, a potential landlord may learn of your eviction from a prior residence when a consumer reporting agency contacts references or previous landlords.

You can order free credit reports from the three national credit bureaus: Experian, Trans Union, and Equifax.

If there’s an error, you can file a dispute with the bureau rather than try to explain it at the last minute.

A credit check, on the other hand, provides the landlord with information that is only available from a credit history report, with negative information dating back seven years or ten years in the case of a bankruptcy. According to the national credit bureau, Experian, late rent payments are not generally a part of your credit history unless the landlord or management company is a subscriber to the credit bureau.

A sample credit report is available from Experian, one of the three national credit bureaus. However, Experian advises that late payments may be revealed if the landlord refers the matter to a collection agency or if a civil court action, the first step toward eviction, is filed against you. It will not, according to national credit bureau Experian.

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