Too beautiful and intimidating

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[Editor’s note: This is the one that changed my financial life.I first tried it back in early 2008, and have literally saved 0 a month since!

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The blogger behind this one (Colleen) started an entire site around it with the goal of getting rid of unutilised items in her house to de-clutter every wardrobe, bench, shelf, under bed, pantry and garage space by giving away, throwing away or selling GOOD LUCK!! But then if you count DVDs and books maybe I could do it. My Mrs doesn’t mind fortunately but maybe it’s because we live in a relatively small place so there is junk everywhere, despite a decluttering attempt last October time, so less clutter makes things easier to tidy (not that I don’t help out with that of course! Another round of selling/donating is coming up very soon methinks!

I think it drives my wife crazy (she doesn’t get it), but it keep me entertained :) Eventually I’ll only be left with HER stuff! We have a nice glass jar where we drop in the cash and cross off the chart. Reply I’m with you on that one – ever since we’ve merged allllll accounts under one roof (except for mortgage) it’s been amazing.

Just one main place to log in and see everything you need :) I love USAA so much. I think we’ve done all or most of them in the past.

Just participated in a cool guidebook on new year’s resolutions a friend recently launched, and thought I’d share some of my savings challenges I included in it. You know, in case you’re still looking for some resolutions despite all 10,000 of us bloggers posting about them this week ;) Here they are: That may sound funny as you’re focusing on money going out rather than coming in, but I guarantee you after the first few days you’ll start double-thinking all those purchases you’re about to make.

And by the end of the 30 days you’ll have saved a lot more than you would have without tracking!

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